The only website to get your TRULY free credit report is www.annualcreditreport.com. Using this website, you can request your report once a year from each of the 3 credit bureaus: Equifax, Experian, and Transunion. When you get your report, be sure to look for mistakes on your report and get them cleared up by filing a dispute (instructions can be found on the report).
If you want your free credit SCORE, you can go to www.creditkarma.com. You will not only get a free score, it will give you an easy to understand report card and suggestions on how to improve your score. For more money tips that will Raise your Financial IQ, visit www.moneyletters2.com.